Insurance is an important form of risk management for NGOs that might not be able to bear a significant unplanned financial loss resulting from a security or medical incident in the field. Yet, engaging with brokers and insurers to purchase the right insurance policies can be a confusing and sometimes frustrating process. Polices are commonly long, complex documents that are full of jargon and multiple inclusions, exclusions, endorsements and conditions.
In 2018, we published A Guide to Insurance for NGOs Operating in Violent Environments. This guide aims to support organisations that purchase and manage travel; personal accident; kidnap, ransom and extortion; and crisis solution policies. It explains the key terminology and provide recommendations to help organisations avoid common pitfalls.
Today, we have republished the guide online and included Arabic, German, Spanish, and Portuguese translations kindly provided by the volunteers at Charity Translators.